Pension Drawdown

 
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Pension Income Drawdown

If you've been researching the best pension options available to you when you retire, or you are looking for an alternative to an annuity then a pension income drawdown may be an option for you.

It's similar to an annuity in the fact that you're implementing a process to take an income from your pension. However, with this approach your fund remains invested in the assets you choose. Upon doing this, income drawdown allows you to take 25% of your entire pension fund as a tax free lump sum once the contract has been set up.

You may wonder why you would consider choosing this option over an annuity. The simple answer is that income drawdown allows you to have a choice on when and how you wish to draw your income. You also retain the fund. Whereas, although annuities provide you with a guaranteed income for the rest of your life, the fund is given to the annuity company and is no longer under your control.

The great news is that you have a choice and you can pick the best option for your own circumstances. We are here to help you along the way.

Please do not hesitate to contact us on 020 33 55 4827 for further help and information relating to pension income drawdown and we look forward to hearing from you.

 
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