annuities for Ex-Pat's

Pension Annuity Phone Number : 0845 83 87 811

Best Pension Annuity is a trading style of Platinum Financial Consulting
AUTHORISED & REGULATED BY THE FINANCIAL SERVICES AUTHORITY

Annuity and Pension Service for people with UK Pensions Living Abroad

Our efficient and friendly staff receive excellent customer feedback. They will answer all questions you put to them and discuss any scenarios you present in easy to understand language.

Our simple quote system will enable us to provide you with personalised quotes. Typically it will only take us a few working hours to get quotes to you. If you qualify for an enhanced annuity then this may take longer. Please note that because you live abroad not all providers will offer enhanced rates unless you have a UK based GP.

It is important to us that you have all the information you need to make an informed decision. All of our customers receive a comprehensive information pack along with their quotes which explains all the key information you need about taking an annuity and tax free cash from your pension. This is sent to you via email.

IF TAKING TAX FREE CASH ONLY OR AN INCOME DRAWDOWN CONTRACT.

Pension rules only allow you to take 25% of your fund as a lump sum. The remaining 75% stays invested. If you do business with us we will conduct an annual review of your fund so you can choose how it is managed.

We receive excellent customer feedback with the vast majority of our customers scoring us 10 out of 10. The others tend to score 8 and 9. But don't take our word for it latest testimonials appear in your free information pack

This is the most common way to take your pension.

Your entire pension fund is exchanged in return for a tax free lump sum and an income for life, known as an annuity.

Your existing pension provider will give you a quote to provide this income, but you are entitled to shop around for the best deal. This can result in an increase in your income.

This income impacts on the rest of your life ... Shop Around !!
This is where we can help. Request our FREE service now.

For help please call us on 0845 83 87 811, or use the button on the right

There are many features to an annuity, all of which will impact on the monthly income you will receive.

You need to decide on: level or index linked benefit, a pension for your partner, a guaranteed period, paid in advance or arrears, as well as a number of other features. Full details appear at the bottom of the page.

Once you have decided on the features you want, you need to make sure all the annuity providers quote on exactly the same basis, otherwise it will be difficult to identify which annuity is the best for you.

This is where we can help. We will get all the quotes you need wirth as many variations as you need, until you get the best annuity for you. Get Help NOW !

For help please call us on 0845 83 87 811, or use the button on the right

We simplify what can be a very confusing and time consuming process.

We provide you with quoted and an information only pack that helps you focus on the features of an annuity that are important to you.

We want our customers to make fully informed decisions about a very important aspect of their financial planning. We provide free brochures and guides, and of course this website.

We do all the work in collating the various quotes required, from all the UK annuity providers. We will also check with you to ensure you do not qualify for an enhanced annuity which would pa

y you more than a conventional annuity.

We then present all our findings to you in an easy to understand report. This means your time is spent on making the important decisions and not a managing a vast array of paper.

For help please call us on 0845 83 87 811, or use the button on the right


	Become an expert in the UK pensions and annuities market. Our guide is written in clear english and explains in easy to understand terms the issues you need to consider. Get your guide now, if you are retiring now, or the near future or just interested in taking Tax Free Cash.


	A Trading Style of Platinum Financial Consulting
	Authorised and Regulated by THE FINANCIAL SERVICES AUTHORITY

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Annuities for British People Living Abroad

Many Brit’s have decided to leave the UK and set up home abroad.

While you have made a new life for yourself, you may still have an existing pension plan in the UK which you will need to access in line with the pension rules applicable under UK law. This is where we come in.

We can help you manage your UK pension from the luxury of your own home. As long as you have access to an internet account and a telephone we can provide you with quotes and an information pack in no time at all.

A full range of pension planning options are available to you. You may qualify for an enhanced annuity, if so we can get you quotes from those providers offering enhanced annuity rates either due to impaired medical circumstances or simply because you are a smoker. If you are a regular drinker of the wine of your adopted country, that may also qualify you for an enhanced annuity.

You may have reached the point where you don’t need a regular income but would benefit from taking a Tax Free lump sum from your pension. We can help you obtain a pension lump sum, as well as work with you over the longer term to ensure that the remaining fund is managed in line with your attitude to risk.

You may have simply reached the stage where you are in excellent health, enjoying your home abroad and now wish to receive a regular annuity from your pension.

Whatever your circumstances we can help you. We do all the administration work for you and keep you informed of progress every step of the way.

Annuities Abroad- What We Do

By completing any of our simple on-line request forms we can provide you with bespoke quotes and information on your pension options. If you prefer to talk to somebody then please feel free to call us on 0845 83 87 811 and we will happily discuss any concerns you have or answer any questions.

We can normally get quotes and information packs to you within 24 hours, sometimes much quicker. In the case of enhanced annuities the process can take a bit longer. We will typically need to talk to you to go through some detailed medical questions which we then place before the various underwriters who offer enhanced annuities. It can take 3 – 4 days before they all come back to us, but the enhanced annuity quotes are based on your exact medical circumstances and are not based on a computerised estimate.

If you decide to do business with us we will do all the pension administration work for you, including completing all the forms required by your existing pension provider and your new provider. We will check with the various providers that progress is being made and keep you updated throughout. As the feedback from our customers demonstrates, you can sit back and relax while we do all the work for you.

Annuities Abroad - What you have to do

You have a number of things to consider, the most important of which is “do I need to take a pension annuity now?” Remember doing nothing is a real option and may be the best one for you.

There are a number of features that you may want to include within your annuity. It should be remembered that as you add features to your annuity, the amount paid in monthly income is likely to go down, but you may consider some features too important to leave out.

Depending on your circumstances we may need your co-operation in completing some aspects of the transaction. If you have a UK bank account and still have a property in the UK then you may need to do nothing extra.

In some circumstances you may need to present yourself and some standard documents to a local Notarie, Solicitor or other recognised Legal professional who can verify your identity.

Annuity Rates

It is a standard feature of pension annuities that the place where you live can have an influence on the annuity rate you will receive. This applies to annuities in the United Kingdom as well as other countries.

While the annuity providers will not give you a lower annuity rate simply because you now live aroad, you should remember that if you are now retired in an idyllic countryside location you may get a lower rate as the underwriter may consider that your life expectancy is significantly greater than somebody who lives in the centre of a city.

The information contained on this website is for information purposes only.

This website DOES NOT contain personal advice based on your circumstances.

Platinum Financial Consulting
The Old School House, East End Road
Bradwell-on-Sea, Essex, CM0 7PY

FSA Registration Number : 227014

Pension Annuity Specialists